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Originally Posted by Grayland
I only wear them when it's really cold. I know I'm in the minority, but I'm not tying one around my neck unless I'm wearing my heaviest of overcoats. I would feel a little too dandy wearing one with only a sportcoat.
+1. Scarf = coat, hat, and gloves, all of which must be removed when entering a building. Ascot = entertaining in one's own home or visiting the home of a close personal friend. Tie = away from home, or departing soon, or just returned.