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post #31 of 74
2/15/11 at 12:51am
hahaha
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post #32 of 74
2/15/11 at 1:31am
where is your work located? no one who makes $12 an hr should live alone. they should rent a room in a house or split an apartment. a shitty one.
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post #33 of 74
2/15/11 at 1:59am
Quote:
Originally Posted by Macto View Post
Not really. My brain just refuses to think hard half the time. Actually all the time.

Thanks for the replies by the way, don't really have any one to rely on most of the time, since my mother is neck deep in dept and usually doesn't give that great advice.

I'm not sure if you're trolling, in case you're not:

A $1600/month rent means you're living in a more expensive part of the country. that means public transportation is widely available. Live a bit far away, in the cheaper (but safe) part of town, and travel to work, $1600 is insane for a $25K yearly salary, it's not sustainable. Where do you live?
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post #34 of 74
2/15/11 at 9:25am
Quote:
Originally Posted by scientific View Post
never understand why people who are poor and have no marketable skills want to live in NYC. (i guess they're drawn to drugs, crime, and ethnic tribalism. oh and welfare.) it is a filthy crime ridden s***hole and the most expensive one in the country. and its cold. if you're not a banker/lawyer/250k min wage type, or their spoiled artiste progeny, you'd be crazy to live in NYC. and even the aforementioned should think twice.

go south and west, where your retail/barista job can get you a 3 bdrm house

fukk off! people like you can't cut it in nyc and use excuses to stay away...
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post #35 of 74
2/15/11 at 12:28pm
Quote:
Originally Posted by Macto View Post
Not really. My brain just refuses to think hard half the time. Actually all the time.

Thanks for the replies by the way, don't really have any one to rely on most of the time, since my mother is neck deep in dept and usually doesn't give that great advice.

You should learn from the example your mom set and don't dive into a place you can't afford. That's how you GET into debt.

You should look for rooms to rent on craigslist for under $800, that might get you by. Food, internet, clothing, it all adds up very fast. How many coffees did you have this week? This month?
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post #36 of 74
2/15/11 at 1:08pm
Quote:
Originally Posted by harvey_birdman View Post
Dear OP, you should not spend more than 1/3 of your after tax income on housing. This includes utilities.

NYC (manhattan) is the exception to that rule, where up to 50% is permissible.
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post #37 of 74
2/15/11 at 1:13pm
Quote:
Originally Posted by imageWIS View Post
NYC (manhattan) is the exception to that rule, where up to 50% is permissible.

Yeah, Manhattan's estate & housing are just off the chart, while other expenses are not much different from other major metropolises (and even cheaper due to its wide range of options, except housing, and accessibility to them)
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post #38 of 74
2/15/11 at 3:44pm
Thread Starter 
Quote:
Originally Posted by Neb View Post
You should learn from the example your mom set and don't dive into a place you can't afford. That's how you GET into debt.

You should look for rooms to rent on craigslist for under $800, that might get you by. Food, internet, clothing, it all adds up very fast. How many coffees did you have this week? This month?

Generally all I do is work, sleep and eat. I don't go out much or buy coffee or any other excessive things. Also, the last time I spent money on things other than living expenses was about two months ago, and I only spent about $15.

Either way, craigslist has listed a few cheap apartments/room. Thanks for the help I guess.
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post #39 of 74
2/15/11 at 3:50pm
I pay $425/month in rent+utilities sharing a 3BR townhome with a couple buddies. It's awesome.
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post #40 of 74
2/15/11 at 3:51pm
Quote:
Originally Posted by Macto View Post
Generally all I do is work, sleep and eat. I don't go out much or buy coffee or any other excessive things. Also, the last time I spent money on things other than living expenses was about two months ago, and I only spent about $15.

Either way, craigslist has listed a few cheap apartments/room. Thanks for the help I guess.
Why the hell would you want to spend your entire salary on rent?
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post #41 of 74
2/15/11 at 4:07pm
If you make the SF minimum of 250k/yr, after tax you should have about 150k which is about 12k a month to spend. Here's how you should break it down:

1k-Rent
5k-Clothing
1k-Food
3k-Hookers
2k-Blow
whats left-savings
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post #42 of 74
2/15/11 at 4:21pm
Quote:
Originally Posted by Valor View Post
If you make the SF minimum of 250k/yr, after tax you should have about 150k which is about 12k a month to spend. Here's how you should break it down:

1k-Rent
5k-Clothing
1k-Food
3k-Hookers
2k-Blow
whats left-savings

I kind of feel that if you are making 250k per year and you are renting then you are kind of an idiot.
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post #43 of 74
2/15/11 at 4:26pm
Quote:
Originally Posted by Valor View Post
If you make the SF minimum of 250k/yr, after tax you should have about 150k which is about 12k a month to spend. Here's how you should break it down:

1k-Rent
5k-Clothing
1k-Food
3k-Hookers
2k-Blow
whats left-savings

No booze? No Lambo? No Dental care?

FAIL!
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post #44 of 74
2/15/11 at 4:29pm
^ really? Some people just don't have the desire or want the hassle of home ownership. If I was a single guy that worked a lot and made that kind of money there is no way I'd want to spend my limited free time dealing with the issues that arise with home ownership. I'd much rather rent a baller apartment downtown or something and let someone else worry about everything.

edit: @ pbooth.
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post #45 of 74
2/15/11 at 4:39pm
why aren't you saying where you live?
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