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People who comment on small debit card purchases - Page 8

post #106 of 116
2/14/11 at 6:50pm
Quote:
Originally Posted by ConcernedParent View Post
I'd pay debit on a 1 penny purchase.

+1

I hate carrying cash unless I have to, probably because I hate change more than poison.
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post #107 of 116
2/14/11 at 8:56pm
fuck all you motherfuckers, i never carry cash, i dont understand why youd talk shit if i dont have cash for a $1.00 purchase, if whoever is selling the crap doesnt want it then they can suck a dick, theyre either making a profit or not making a profit.
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post #108 of 116
2/14/11 at 9:14pm
I don't understand the hostility towards card users. I carry both but will always use plastic when given the opportunity, except at mom&pop places for small purchases. I couldn't care less if starbucks has to pay a transaction fee on my $4 coffee.

Emergency cash in the wallet for places that don't accept credit. Cash back + online tracking = win for credit cards. It's just easier to swipe than it is to count change, deal with storing loose change, then going online and manually adding in my transaction to log it. Then, every few months, take the change to a coinstar machine to convert it to an Amazon gift card. UUUUUUuuuuugh.
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post #109 of 116
2/14/11 at 11:10pm
I roll like Tony Soprano, cash for everything..

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post #110 of 116
2/15/11 at 1:22am
Quote:
Originally Posted by ter1413 View Post
oh yeah...where?? i call bull shit!

Yes, it is legal to reject cash payment.

From The US Treasury
...This statute means that all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services...

http://legallad.quickanddirtytips.com/legal-tender.aspx


Only people that HAVE to accept cash are gov't offices and OPEC members IIRC
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post #111 of 116
2/16/11 at 7:31am
edit-nvm
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post #112 of 116
2/16/11 at 10:56am
Quote:
Originally Posted by Crane's View Post
Be prepared to be told to go fuck off while the clerk points to the sign that says no card transactions under X amount. The only form of payment that cannot be refused is cash so learn to carry some.

Q: A merchant required me to make a minimum purchase when I used my MasterCard card

A: A merchant is not permitted to require a MasterCard cardholder to pay a minimum amount in connection with a MasterCard card transaction.

If you believe that a merchant inappropriately has requested a minimum charge or you would like to report an inappropriate charge you may report this by clicking the following URL and completing a brief online form

http://www.mastercard.us/support/mer...iolations.html

http://www.mastercard.us/support/pro...astercard.html
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post #113 of 116
2/16/11 at 11:33am
Quote:
Originally Posted by SirSuturesALot View Post
Q: A merchant required me to make a minimum purchase when I used my MasterCard card

A: A merchant is not permitted to require a MasterCard cardholder to pay a minimum amount in connection with a MasterCard card transaction.

If you believe that a merchant inappropriately has requested a minimum charge or you would like to report an inappropriate charge you may report this by clicking the following URL and completing a brief online form

http://www.mastercard.us/support/mer...iolations.html

http://www.mastercard.us/support/pro...astercard.html

I would be surprised if they do anything about such complaints.
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post #114 of 116
2/16/11 at 11:57am
Quote:
Originally Posted by taxgenius View Post
I would be surprised if they do anything about such complaints.

As stated earlier in this exact thread...they do.

They take violations of their processing agreements pretty seriously I would think.
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post #115 of 116
2/16/11 at 2:55pm
Doesn't matter in my eyes. I've been given flak for small purcheses. Toronto btw
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post #116 of 116
2/18/11 at 3:18pm
Quote:
Originally Posted by Crane's View Post
What do you people do when you run into the situation where the CC readers are down and you don't have 2 bucks for the coffee? Stand there and look stupid? How about a roadside situation where the tow truck driver says cash only to pull you out of the ditch? How about traveling abroad? You might be able to get away with using a CC only in major metropolitan areas in a developed area but that's about as far as it goes.

Don't be ridiculous. I still keep some bills in the wallet as backup. I just don't want to pay with them due to (1) rewards, (2) dealing with change, and (3) having to constantly withdraw cash.

Quote:
While we are on the subject how many people have their identity stolen when using cash? I'll give you a hint, zero, none, nadda. What's the fastest way to find yourself living a new lifestyle you aren't aware of? Yep that's right, indiscriminate and constant use of a CC/debit card.

You can also lose tons of cash with no way to get it back. Also, I'm not an irresponsible idiot. You can say the same for people who take cash to a casino.

Quote:
So what were you saying about the benefits of using a CC/debit card as your only payment vehicle again?

I bet even the people who are hardcore card users have some cash on them. We just prefer to use our credit cards for whatever purposes you don't seem to understand.
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