and added more WMT, CAT, SAVE, NFLX and MU.
All my leftover oil related stuff is coming down quite hard
the biotechs seem to be doing ok.
Incentive compensation shares generally come across and an option then there is probably some contractual method to where the options are then immediately sold. Like MC exercises an option to buy 1,000 shares for $5 then immediately sells those 1,000 shares for $7.50. Sometimes options exercise with no sale but it really just depends on how the insider sets up their plan.
Lower level insiders generally have a window to sell and higher level management may give them a rough time for selling shares. I know at least in my company they do. A friend at Amazon said a lot of people buy/sell because cash based compensation is capped for everyone and options are a big part of total comp.
I honestly don't know how much insider trading is really a good indicator.
I have funds in those 3 Vanguard Admiral shares. The Admiral shares are just a lower expense ratio than the investor class. Usually you need $10K in the investor class shares to be able to convert to admiral shares. The S&P shares are self-explanatory as they track that, Extended Market is to help get a "Total Stock Market" view so it is smalls and mid-cap stocks. International is suppose to help get more international exposure but seems to focus on the developed countries (European, Japan, Brazil, etc.) than emerging like African countries or smaller ones.