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TOJ - updates on the debacle, complaints, news about other ventures, whatever. - Page 3626

post #54376 of 54803
I'm planning to go S. Korea next year, hopefully the chicken place is still open so I can go visit. icon_gu_b_slayer[1].gif
post #54377 of 54803
Really? You do? Personally, I hope he's out of business by then, selling knock-off gucci purses to tourists on the street, surviving on cans of Alpo that he shares with his dog. And I mean the generic Alpo shit, not even their premium cuts line. Forget about Eukanuba or Blue Buffalo.
post #54378 of 54803
Quote:
Originally Posted by chakmak View Post

Really? You do? Personally, I hope he's out of business by then, selling knock-off gucci purses to tourists on the street, surviving on cans of Alpo that he shares with his dog. And I mean the generic Alpo shit, not even their premium cuts line. Forget about Eukanuba or Blue Buffalo.

 

post #54379 of 54803

Do you guys think that if I threaten my bank with closing my accounts and taking my money somewhere else they'd be willing to action a chargeback?

 

Not that I have millions in that account (I wish) but the amount is several orders of magnitude bigger than the chargeback.

 

I was reading on Reddit the other day a thread which involved some kind of scam and there were people saying that banks generally won't risk losing a customer over a relatively small chargeback request.


Edited by MickeyPunch - 12/16/15 at 9:14am
post #54380 of 54803
Quote:
Originally Posted by chakmak View Post

Really? You do? Personally, I hope he's out of business by then, selling knock-off gucci purses to tourists on the street, surviving on cans of Alpo that he shares with his dog. And I mean the generic Alpo shit, not even their premium cuts line. Forget about Eukanuba or Blue Buffalo.


Awww. he has a dog? poor, poor animal.
post #54381 of 54803
Quote:
Originally Posted by MickeyPunch View Post
 

Do you guys think that if I threaten my bank with closing my accounts and taking my money somewhere else they'd be willing to action a chargeback?

 

Not that I have millions in that account (I wish) but the amount is several orders of magnitude bigger than the chargeback.

 

I was reading on Reddit the other day a thread which involved some kind of scam and there were people saying that banks generally won't risk losing a customer over a relatively small chargeback request.

Well if your order was $800, several orders of magnitude is a boat load considering only 3 orders is $800k

 

Anyways, if you're willing to back up your talk with action, go for it.  They gave me a hard time, and I only had a few k.

post #54382 of 54803

Worth a shot, but you have to be prepared to actually walk away. 

post #54383 of 54803
*Googles order of magnitude*
post #54384 of 54803
do you have a link to the reddit thread?
post #54385 of 54803

 

Quote:
Originally Posted by segrantz View Post
 

Well if your order was $800, several orders of magnitude is a boat load considering only 3 orders is $800k

 

Anyways, if you're willing to back up your talk with action, go for it.  They gave me a hard time, and I only had a few k.

 

Well I was thinking more in terms of number of digits disregarding the first one (which is obviously very relevant :)) but yes, the chargeback is 3 digits and the account has 6. But anyway, even 2 would qualify as "several". :)

 

Quote:
Originally Posted by basil rathbone View Post
 

Worth a shot, but you have to be prepared to actually walk away. 

 

Yes this is the reason I won't do it, but only due to the special circumstances I'm in: That bank account is in the UK (just like the company I work for) but I don't live there. This is a problem if I wanted to open a bank account in a different bank, because in the UK you are required to have proof of address, etc. Hell I even tried to open a new account in my bank (where I already have 3) and they said it was not possible as they have me as living abroad. Literal words were "you are allowed to keep the accounts you have with us but you can't open new ones". I guess it's required by law.

 

If I was still living in the UK I wouldn't hesitate switching banks. This is bugging me.

 

Quote:
Originally Posted by noob in 89 View Post

*Googles order of magnitude*

 

Working in the IT sector perhaps made me think it's a more common expression than it actually is. :)

 

Quote:
Originally Posted by masshi View Post

do you have a link to the reddit thread?

 

No, sadly not. But it was simply a comment where someone said what I mention above: if you have XXX in your bank they won't risk losing you for a YYY chargeback, provided XXX >>> YYY.


Edited by MickeyPunch - 12/17/15 at 4:01am
post #54386 of 54803
would a bank really bend over backwards and go against their own policies/law to get your money back, though?
post #54387 of 54803
if you have enough money in your account that they'd want to keep you as a customer, most definitely yes. because it's basically your money they're lending/investing.
post #54388 of 54803
Quote:
Originally Posted by nahneun View Post

if you have enough money in your account that they'd want to keep you as a customer, most definitely yes. because it's basically your money they're lending/investing.
That really isn't how banks work.
post #54389 of 54803
deposits are considered a liability for banks

If on the other hand you had a huge debt owed to them...
post #54390 of 54803
if you have trouble understanding: positive cash flow is an asset (assets = liability + equity). the account itself is the liability. until the liability is called for (you withdraw your deposit), your cash is liquid asset that the bank will move at their own discretion. and yes, the banks will most definitely invest your money to earn interest on it because they can pay back your deposit on some other bloke's dime.
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