Originally Posted by Sherlock
Don't get this stupid phone, guys. Instead, invest the money into low-risk mutual funds. I never understood why people feel the need to pay ridiculous amounts for the latest gadgets that they don't need, meanwhile they have little or no retirement savings. My phone only cost me $90 and it came with no contract but I max out my RRSP every year.
Only small timers need to pay for their own phones or fund their own retirement. You need to get a job that includes a phone and a baller deferred comp package. Car allowance, expense account, travel allowance, prepaid life insurance, company paid LTD insurance, etc. is also advised.