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Essential items for the twenty something year old - Page 10

post #136 of 144
1) Health insurance: Most frequent cause of bankruptcy for US households. This usually happens to middle-aged and elderly people, but one bad stroke of luck can really hamstring an early career.

2) Education/Job Skill: Try to find something you really enjoy. The earlier the better. Education is incredibly expensive and most jobs reward experience.

3) Decent Chef's/paring knife and cookware: Learn to cook. It's a valuable skill. Women love it, and its much cheaper/healthier than buying takeout all the time.

4) Neutral sheets: White or off-white. White are the easiest to wash and bleach. They match almost any other bedding.

5) Credit card: Build credit--pay it off each month. I've had a credit card since 16 and have never missed a payment. If you ever decide to apply for a mortgage or lease a car, having a credit history is a savior.

6) Brokerage Account/IRA: Also yourself to trade in the market. Trade with frequency. Once you realize the impossiblity of timing or beating the market, picking a few choice index funds with regular contributions is much easier on psyche and balance sheet.
post #137 of 144
Quote:
Originally Posted by norcaltransplant View Post

6) Brokerage Account/IRA: Also yourself to trade in the market. Trade with frequency. Once you realize the impossiblity of timing or beating the market, picking a few choice index funds with regular contributions is much easier on psyche and balance sheet.

[ ] Having an edge in the market is an impossibility
post #138 of 144
Turntable.
post #139 of 144
bump +1 to duct tape... always can use duct tape
post #140 of 144
vitamins, supplements, anti aging creams, gym membership, whatever. point is maintain yourself well enough so as not to become a fat man with a goatee.
post #141 of 144
I've seen only three good suggestions in this thread: 1) A bike 2) A passport 3) Precision screwdrivers
post #142 of 144

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Edited by merkur - 7/30/11 at 4:17am
post #143 of 144
you shouldve bolded the baby straws, too
post #144 of 144
Quote:
Originally Posted by Sherman90 View Post
Instruments.

High-end earphones.

A good bicycle.

Female friends.

A positive and constructive social circle.

A good relationship with mother and father.

i wish i could have had al these things - my family is terrible. my parents are such idiots.
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