Originally Posted by whoopee
In this scenario, through what method would you pay over the phone?
Originally Posted by Spencer Young
I currently have a Bank of American debit card, as well as a BoA credit card. I've set up my (free) online banking to automatically pay off the full balance of the credit card three days before being due from the debit card's funds. This might be something you could look into; they won't be calling you, but it's free and you don't have to have any initiative other than monitor your spending.
Hope that helps,
Yes, that could be something I should look into. See, my problem is not that I don't have enough money to pay my credit cards. My problem is that I forget to pay them on time. Yesterday I got a phone call from PC Richards that I hadn't paid their credit card in 3 months. I had completely forgotten that I even had a PC Richards credit card (got it because there was 0% financing on some stuff that I wanted to buy at the time).