Originally Posted by Monaco
Alright, this is what you could do: Write the bastard t-mobile corporation a letter and include these contents: Tell them that you are happy to pay the lawfully owed financial obligations upon receipt of these three items in your mail. 1. validation of the owed debt (actual accounting figures) 2. verification of their claim against you (a sworn affidavit or a signed true invoice) 3. a full disclosure copy of the contract binding both parties. If they cannot provide these documents then you have no true obligation to pay. And if these corporate thugs sick their 3rd party collection agencies and/or lawyers on you, you are not obligated to reply them, unless you are being served..which is a different matter. They have nothing to do with you and t-mobile and have NO jurisdiction over you, period, if they do try to contact you, you make sure you let them know they have nothing to do with 'the person in question'. I urge you to learn your 'common law rights' and 'contract law' as they will help you in incidents like these where these doucheb's are trying to take advantage of good people, if you want some more info, you can PM me.
Originally Posted by Journeyman
No offence, but this sounds suspiciously like some "freeman on the land" stuff. FStyles would have been given a copy of the contract binding both parties when he signed the initial contract several years ago - y'know, when he signed up to a phone plan? And he's been advised of the amount that he owes, in telephone bills. He acknowledges that. And what does "actual accounting figures" mean, anyway? A copy of the company's profit and loss statements? The amount that it actually cost them to provide him with a service? They're under no obligation to provide those figures to him. When you go to buy your groceries, do you go up to the checkout operator and say to him/her, "You've charged me $10 for this big sack of potatoes. Before I pay for it, can you please show me the actual cost that you incurred in obtaining these potatoes and in stocking them so that I can purchase them? Also, when you present me with the invoice for my groceries, can you please sign the invoice, otherwise I do not consider it to be a valid invoice and I will not consider that I need to pay you."? I think that FStyles is looking for some useful, practical advice, not something that will have him running around in circles engaged in a fruitless and frustrating exchange of paper with a large company.
Originally Posted by JohnGalt
Obviously you know nothing about US debt collection laws. Please at least read the FDCPA and FCRA before posting back in this thread. The advice that you criticize above is very valid. "Actual accounting figures" means copies of his account and how they derived the numbers they did. They have to show it is valid and that they didn't pull it out of thin air. They can say he owes anything, that doesn't mean it is correct.
I must admit that I do know very little about US debt collection laws as I work in an entirely different jurisdiction, and so I apologise if I got hold of the wrong end of the stick. I've been dealing with some "freemen on the land" recently and, to be quite frank, the advice sounded rather like some of the arguments that they run. Also, perhaps foolishly, I did not realise that FStyle was now dealing with a debt collection agency and not with T-Mobile. Lastly, I did not realise that dodgy debt collection agencies might try to persuade you to pay debts that they do not have the right to collect. I do apologise for any offence that I might have caused and for making uninformed comments.
Originally Posted by uhurit
Well, thank-you for your polite and well-informed contribution to this thread.