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Ethics Question regarding postal insurance claims - Page 2

post #16 of 30
3/12/10 at 5:33pm
Quote:
Originally Posted by Dakota rube View Post
The USPS doesn't look kindly upon people who commit fraud.
This. I'd return the money.
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post #17 of 30
3/12/10 at 6:04pm
Would the proper thing to do not be return the item? Not the money? Like if you get your car stolen, insurance pays you out, then months later they find the car, in whatever condition, I think the car belongs to the insurance co. It's not like I am going to return the money I already used to buy a new car.
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post #18 of 30
3/12/10 at 6:19pm
Quote:
Originally Posted by onion View Post
I If it were UPS or Fedex or DHL I'd return the money. With USPS I'd keep it without thinking twice about it.

I'd do the opposite.
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post #19 of 30
3/12/10 at 6:20pm
Quote:
Originally Posted by HEWSINATOR View Post
Would the proper thing to do not be return the item? Not the money? Like if you get your car stolen, insurance pays you out, then months later they find the car, in whatever condition, I think the car belongs to the insurance co. It's not like I am going to return the money I already used to buy a new car.

I think this is correct. USPS is paying for the item. If you return the money, then you are still negative in the whole transaction because you have to find another buyer and then hope you can obtain the same sales price.
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post #20 of 30
3/12/10 at 6:36pm
Does the postal service have a policy for situations like this? I'd find out.

But the ethical reality is that you'll have to surrender either the money or the product.
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post #21 of 30
3/12/10 at 6:42pm
Quote:
Originally Posted by Vintage Gent View Post
Does the postal service have a policy for situations like this? I'd find out.

I can't help but laugh...does a government organization have a policy for something
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post #22 of 30
3/12/10 at 7:20pm
Don't worry about it, It's a write off for them. They just write it off...

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post #23 of 30
3/12/10 at 9:33pm
Good morals say to return the money, but you probably won't.
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post #24 of 30
3/12/10 at 9:39pm
USPS is a corporation and has been, currently is and will not stop losing money. You returning this item will do nothing but make the system that much more complicated, so just save them the trouble. The Federal Reserve will just continue to print more money to save this black hole anyways.

If you feel really bad about it, go feed a homeless person and help them get a job.
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post #25 of 30
3/13/10 at 2:21pm
My best bet is that the money is yours but you actually signed away ownership of the item when you accepted the insurance payment.

most likely the post office now owns the item...now whether they want it back is a different question.
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post #26 of 30
3/13/10 at 2:27pm
Return it. Otherwise, this happens. http://www.youtube.com/watch?v=6nKlz...eature=related
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post #27 of 30
3/13/10 at 2:36pm
Quote:
Originally Posted by otc View Post
My best bet is that the money is yours but you actually signed away ownership of the item when you accepted the insurance payment.

most likely the post office now owns the item...now whether they want it back is a different question.

+1. I'd call the local postmaster and ask them what they'd like you to do with the item.
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post #28 of 30
3/13/10 at 2:59pm
You can't infer what they want you to do with the item by the fact that they brought it back to you?
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post #29 of 30
3/13/10 at 3:14pm
^^^ I would be tempted to try ... might even ask at my local USPS ... but another side of me says ... given that it's the USPS ... the difficulty involved in making things right may be overwhelming.
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post #30 of 30
3/14/10 at 4:42am
The seller should insure the package in the seller's name when the seller ships it.

If the buyer reports that the package never arrived, the seller should immediately ship a replacement and apologize to the buyer. Meanwhile the seller should file an insurance claim. The seller has no reason to doubt the word of the buyer. But just in case the buyer is lying and is trying to get two for the price of one, the seller loses nothing either way. Just the opposite. The seller makes two sales: one paid for by the buyer (the replacement), and one paid for by the USPS (the lost original shipment).

If the package later shows up on either end, the package honestly did not arrive in time to complete the normal and expected transaction. I don't see any point in bothering about returning the insurance money if it's a trifling sum. After all, postal employees cost several hundred dollars an hour in total wage and benefit package and other overhead. An hour or two of massaging the ego of some holier-than-thou seller is not worth the total economic expense to the rest of society. The late package had better be worth more than a thousand dollars or else the piety of the seller is really just vanity.
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