Something somewhat similar happened to me: When I lived in the 'burba, I used to park at a mall before heading to the subway for work. one day I get a call from my insurance saying someone had made a claim that I hit their car exiting another parking lot across town (at the same time when I would be on the train heading to work). Though I contested the claim (they recorded my statement and I told them to retrieve CCTV video from the mall I park at), my insurance still decided to pay the claim (it barely raised my rates, though) instead of further contesting it.
I suggest you discuss with your insurance company instead of handing out any money.
I suggest you discuss with your insurance company instead of handing out any money.








