In late January, a private investigator knocked on my door and wanted to talk about a Mercedes that I supposedly bumped in a Central Market parking lot in Dallas in December.
I was definitely at that restaurant on the day in question, but didn't (to my knowledge) bump anyone's car, and there's no sign of it on my truck (it's a Ram Quad Cab work truck). PI claims the guy wants to work something out instead of filing a hit and run, there was video (I was on the very outside of the side parking, AFAIK), etc.. I gave him my phone number, he gave me the guy's, I decided to send the PI an e-mail asking for the guy's e-mail. I left it at that, because I didn't want to start talking about anything via e-mail when I'm not sure what happened.
Didn't hear anything from the PI or guy for the rest of January and February. Now I get an e-mail today from the car owner about the matter.
I don't have any money to pay the guy cash (and I'm not sure I did anything - it's possible, but I think I'd have felt some kind of impact) or to hire a lawyer. Should I offer (over the phone) to file it as a new claim with my insurance and just eat the possible premium bump (I've got Allstate and no other accidents, so it shouldn't even matter), or since months have already passed just continue to let it sit and try to fight it if he files? PI said it would be a class C misdemeanor (essentially a strong traffic ticket) if he did.
I didn't understand in the first place why he went through a PI instead of the 5-0 if it was actually clear what happened?
I was definitely at that restaurant on the day in question, but didn't (to my knowledge) bump anyone's car, and there's no sign of it on my truck (it's a Ram Quad Cab work truck). PI claims the guy wants to work something out instead of filing a hit and run, there was video (I was on the very outside of the side parking, AFAIK), etc.. I gave him my phone number, he gave me the guy's, I decided to send the PI an e-mail asking for the guy's e-mail. I left it at that, because I didn't want to start talking about anything via e-mail when I'm not sure what happened.
Didn't hear anything from the PI or guy for the rest of January and February. Now I get an e-mail today from the car owner about the matter.
I don't have any money to pay the guy cash (and I'm not sure I did anything - it's possible, but I think I'd have felt some kind of impact) or to hire a lawyer. Should I offer (over the phone) to file it as a new claim with my insurance and just eat the possible premium bump (I've got Allstate and no other accidents, so it shouldn't even matter), or since months have already passed just continue to let it sit and try to fight it if he files? PI said it would be a class C misdemeanor (essentially a strong traffic ticket) if he did.
I didn't understand in the first place why he went through a PI instead of the 5-0 if it was actually clear what happened?
