++1. I generally just hate loafers and cuffs in general, though that may be the first time I've seen the combination together. A pair of boots or even a pair of AEs or something (probably more your style) would look a lot better. Shirt and pants look good though, though it might look better if you untucked it.
Yeah just shoes would have been better. The pants and shirt call for something sleeker than loafers.