I will make $380 a week after taxes for the next six weeks for a total of $2280 I am paying $2400 in car payments that I don't have to make, but that I am making anyways to get them to stop harassing me and to be done with them. They have been calling 16 times a day for the last week, bothering my father, and leaving threatening messages on my voicemail. I have 4 months to pay them off - but their computer erroneously reports that I am 3 months "late" on my payment. They are too inept to correct their mistake, or even LOOK at my account before calling me and demanding I pay them or be hit with a debt charge-off and lose my title for a year. They had already "filed paperwork" for this process. I am paying $180 in insurance in this six week period. I am paying $80 for vehicle tabs in this period. I am paying $100 for my phone, which I need for work, but which is not covered by my work. Plus I have to pay for gas, and food. So yeah, I'm about negative $480 in income for over the course of a month. I had a couple hundred bucks in Christmas money, and I took out a $500 payday loan, which will cost me $575 two weeks after I'm done paying the rest of this shit off. I already sold everything I own that's worth any appreciable money. I'm not feeling sorry for myself or anything, but claiming that because I have a computer means that I'm not poor at the moment is kind of asinine. You are, though I like you, patently unqualified to make the judgment you did with no other information.