Good thing I added some extra insulation this winter. Except not really. 

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; it's just a matter of learning to dress so that you replicate your missing fatsheath. I'll agree that it's more noticeable when relaxing at home, so investing in warm loungewear or (like me) just wearing cold-weather gear like a fleece vest and a pair of shearling slippers helps. Maybe it's an opportunity to check out some of Uniqlo's new HeatTech fabrics!