Originally Posted by Dar FTW
i'm assuming you're single and in your early 20's. if you were married and thinking about a family, retirement savings/investments, a home, student or business loans, you would look at 250k differently. that would be a very comfortable income, but doesn't make most people rich.
I'm in my mid-to-late 20's, have significant retirement savings, and don't see what my personal financial situation has to do with understanding cost of living. If you're taking home $250,000 and feeling strained, you're wasting your money somewhere or you overreached on a big house, private schools, a boat, or something else that you didn't need. You can easily raise a family on that income anywhere in the world.
$200k in student loans is fairly unusual. I'd say that's exclusive to doctors, lawyers, engineers, and apparently business grads - basically the professions that will make 6 figures or more right out of the gate. There are definitely some unlucky people who went to a private undergrad school with no financial aid and now have $160,000 in loans and a useless degree, though, which is criminal imo.