Originally Posted by Szeph el raton
I hate you guys. First it's about lifting and I feel inferior because I can only lift small weights, a fork or a glass of rum... then it's about rice cookers and I feel inferior because I have no rice cooker... now it's about those jobs again and I feel inferior because I can't see 160k in my career path...
I studied Information Systems / Business Informatics and got into an industrial company which has a portfolio of software / saas based Added Value offerings around their core products. From there I quickly moved over in direction of product marketing and then strategic/tactical marketing for the whole portfolio. I feel like the main skills involved are being convincing in meetings, micro-management of idiots and being good at playing company politics. Lately I feel like drowning myself in my tea cup.
On top of that, I make six figure income but manage to save fuck all. The fact that I pay 40k+ of taxes anualy and then also like to spend as much time as possible in warmer countries doesn't help.
Sometimes I really wonder how people manage to bring so much money to the side without going to 0 life quality... or in the other direction, how to make much more money.
This is how you get situations where people making $250,000 think they're poor and that Obama is taking all their money. Eating out and buying random crap can easily suck up all your disposable income, even if you have a huge salary. If you want to save, make a budget to see where all your money is going, and then decide if those expenditures are actually worth it for what you get.
As an example, if you eat out twice a week for dinner at cheap places (let's say $30/meal) and get lunch at a cafe every workday ($10), that's almost $6000 on eating out every year. I personally don't give a shit about dining out, so I cut that to $60/month on meals out and bring my lunch every day. On the other hand, even though gym memberships and my apartment are relatively expensive, I keep paying for those because they're worth it to me.
I managed to save enough for extended travel, probably for a year or two (leaving Sunday) without giving up much that I actually missed.