Originally Posted by Coldsnap
Bah NYC trip put on hold. Sorta thinking of buying a house. Tired of throwing out $15k plus a year in rent, when I have the savings for a down payment. Living with my friend in his new house makes me want my own..
Girlfriend of nearly three years is getting a bit house crazy, which would be fine, except she's recently decided she would like to get one closer to where she's from and where all of her family is. Beautiful area, but houses are $$$, easily twice what you could get around where we are now. I've never gotten the sense she's all that close with her family, so this sudden desire to be closer to them seems odd. I don't care much for them, either. Nice enough people, but not exactly enthralling company.
Anyway, she doesn't seem to care all that much that to do so, I would have to be the one far away from my friends and family, since most of them are here. I kinda feel like I've already made big compromises - she has two young children and she isn't sure she wants more, so there's a chance I'd help raise them, but never have any of my own - so I've already told her this move would be a deal-breaker for me.
On top of all that, she really doesn't have much in savings. She's optimistic about doing this in two years, but given her current salary and fondness for buying shit, I just don't see how she will have close to even a down payment by then. I'm of the mind that a house is ideal for a family, but you kind of need to earn it (i.e. save for years or have a baller income) or risk being under constant financial stress. I've got a friend with two kids who's living in a huge house he can't afford because his wife wanted it. He has a decent job, but because she's just some manager at a fast food joint, kids are expensive, etc., he's like an inch away from bankruptcy. No thanks. I'd like to own a house some day, but I don't feel like I've earned the right to do so. But I think she's determined to do this regardless, so I forecast a life of living on the brink of financial ruin, all while being far away from many of the people I'm closest with.
Needless to say, I'm thinking about my own living options once our lease is up this October.