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Random health and exercise thoughts - Page 3013

post #45181 of 57260
I've never understood people who come from money going into IB. Girl I knows dad is a billionaire and she still applied for internships but didn't get anything. Why would you do this to yourself if you came from money? I'll try maintain this, obviously I won't be able to lift like I do now and I'll have to do way more mobility work then some shoulder dislocations and sitting in a full squat with 60kg for a minute before I lift.
post #45182 of 57260
Hah, good point. Probably has something to do with family pressure.
post #45183 of 57260
The reality is that the carrot keeps getting bigger in the banking world. Also people get paid enough to go stupid hard when they have time so they eat and drink to excess.

There are still ways to get ahead and do right without sacrificing your health. Esp given that most people in those jobs could live right next to a 24 hr gym if they wanted to.
post #45184 of 57260
that's just the tradeoff one faces. as I see it most people go into the field for those boner-inducing exit opportunities
post #45185 of 57260
Quote:
Originally Posted by Coldsnap View Post

Hah, good point. Probably has something to do with family pressure.

Or proving that you can do it too. Some people don't just want to get by on their parents accolades even if they don't fully comprehend how much they benefited from it regardless.
post #45186 of 57260
This is just my two cents, maybe I will change as I grow older. But if you know how to budget correctly and are reasonable you can live really good at around $40-50k a year. I see these people who buy Honda Pilots for $30k and think they don't know how to spend their money because you can get an awesome ass car for 8-12k$. And then the damn iphone upgrades every year. I dunno shit like that.

That being said I fucking suck at investing. I have a large amount of money sitting in the cash market because I have no idea how to invest it correctly. And Fidelity seems content with not helping me out at all.
post #45187 of 57260
Quote:
Originally Posted by KingJulien View Post

I have a couple friends that eat out _every_ meal, lunch and dinner, 7 days a week.  This is in Boston so $15-$20 lunches and $30-$40 dinners, it's gotta add up to $20k a year or more.

I haven't gone out to a lunch that cost me less than 100 dollars in years.
post #45188 of 57260
Quote:
Originally Posted by Coldsnap View Post

This is just my two cents, maybe I will change as I grow older. But if you know how to budget correctly and are reasonable you can live really good at around $40-50k a year. I see these people who buy Honda Pilots for $30k and think they don't know how to spend their money because you can get an awesome ass car for 8-12k$. And then the damn iphone upgrades every year. I dunno shit like that.

That being said I fucking suck at investing. I have a large amount of money sitting in the cash market because I have no idea how to invest it correctly. And Fidelity seems content with not helping me out at all.

Fuck that I would much rather drive my nice imports and bring my friends out to dinner on me whenever i want.
post #45189 of 57260
Damn, I need to find friends like you. I helped my friend for an hour moving heavy shit and all I got was $5 at taco bell and i had to drive.
post #45190 of 57260
Quote:
Originally Posted by Coldsnap View Post

That being said I fucking suck at investing. I have a large amount of money sitting in the cash market because I have no idea how to invest it correctly. And Fidelity seems content with not helping me out at all.

The least you can do is take advantage of your company's 401k match, if offered, and max out an IRA very year. Based on the description of your lifestyle, that alone will probably be close to enough for retirement.
post #45191 of 57260
Quote:
Originally Posted by Coldsnap View Post

This is just my two cents, maybe I will change as I grow older. But if you know how to budget correctly and are reasonable you can live really good at around $40-50k a year. I see these people who buy Honda Pilots for $30k and think they don't know how to spend their money because you can get an awesome ass car for 8-12k$. And then the damn iphone upgrades every year. I dunno shit like that.

That being said I fucking suck at investing. I have a large amount of money sitting in the cash market because I have no idea how to invest it correctly. And Fidelity seems content with not helping me out at all.

 

In a city you could only do $40-$50 a year with no safety net, maybe, and you'd have to live with roommates or in a really shitty apt your whole life. Add another $10k a year for a decent place and 30% for savings (so around $70 - $80k), and it's enough.

 

Investing doesn't have to be hard.  You're in your early 20s right? Just keep 2-3 months expenses in cash and throw the rest in the vanguard s&p 500 index fund, set your paycheck to auto-deduct  a set percent every couple weeks.  Reassess in 20 years.

post #45192 of 57260
$25k in the s&p 500 from reselling high end mens wear on the MC classifieds crew checking in. That $600 profit on one suit hnnnnnnng. I don't want to work for that long, doing IB so I can retire early and kind of to prove I can do it I suppose. Saw all these idiots from my uni applying for it when I only wanted to work for like PwC and I figured I was better then them. Theres not really anything I spend money on, gear is by far my biggest recreational expense and even that is cheap as fuck.
post #45193 of 57260
Ok. Company doesn't do any sort of benefits. I've been saving $650 a month with my budget and I just put that into my bank account. I've got way too much in there for an adult with no retirement fund. I should take the money that I have with fidelity and start a Roth ira and just pay into that.
post #45194 of 57260
Speaking of finances I've now gone almost two months without a paycheck and it's killing me.

Get my first new one July 1st and my God, that will be a beautiful day.
post #45195 of 57260
Quote:
Originally Posted by fuji View Post

$25k in the s&p 500 from reselling high end mens wear on the MC classifieds crew checking in. That $600 profit on one suit hnnnnnnng. I don't want to work for that long, doing IB so I can retire early and kind of to prove I can do it I suppose. Saw all these idiots from my uni applying for it when I only wanted to work for like PwC and I figured I was better then them. Theres not really anything I spend money on, gear is by far my biggest recreational expense and even that is cheap as fuck.

What are you talking about re:reselling shit?
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