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Insurance Costs Under Obamacare - Page 37

post #541 of 739
Quote:
Originally Posted by CBrown85 View Post

Yeah I keep seeing those states about 'average family consumer debt' and I'm not sure it's all from credit cards. I think they factor in car loans and lines of credit. I say this because the amount of average debt in the Lower Mainland of BC is twice that of the rest of Canuckistan and the economist claimed it was because people take out loans to pay for house down payments. When you factor in the fact that the average house here is like $500, 000 (and this is the suburbs, not Vancouver) it's not surprising.

Obviously cars and houses are superfluous purchases- I drive a 91 Accord and live in a condo, but it's not hard to see where all the money's going.

It's against underwriting policy to take a personal loan to pay for a mortgage down payment. That makes sense as it's not really a down payment; it's just another loan. Besides, aren't down strokes in Canada something stupid, like 3.5%?

Either way feel free to discount the data even though the link in question specifically said it was CC debt. Because, you know, paying for a loan one calls a "down payment" is so much different than paying CC installments...
post #542 of 739
Apparently this is not a joke and is actually part of the Administrations effort to sign people up for healthcare. Richard simmons is looking rough.uhoh.gif
post #543 of 739
Quote:
Originally Posted by redcaimen View Post

Apparently this is not a joke and is actually part of the Administrations effort to sign people up for healthcare. Richard simmons is looking rough.uhoh.gif

Welcome Mr. Late to the Party.
post #544 of 739
Quote:
Originally Posted by harvey_birdman View Post

Welcome Mr. Late to the Party.

I take it this video has been out for a while. I am sort of out of the loop. I recognize Simmons but don't know who the other two are.
post #545 of 739
Quote:
Originally Posted by redcaimen View Post

I take it this video has been out for a while. I am sort of out of the loop. I recognize Simmons but don't know who the other two are.

I think it just happened yesterday, but I posted the same thing on the last page.

No idea about the other two, either.
post #546 of 739
Quote:
Originally Posted by Connemara View Post

I know someone who is in her early 30s and has literally zero savings. She constantly refers to having only 10 or 20 dollars until payday. How do people live like this confused.gif

Edit: needless to say, she could never come up with $2K in an emergency, let alone $200.

Ever hear of living beyond your means? I know entirely too many people driving around in 50 and 60K cars and trucks that don't make 20K a year. Add in 10 or 20K in CC debt and it doesn't take a genius to figure out why they have zero cash. On the other hand I know people who appear to have not much of anything and they have the ability to buy you and your neighbors out and do it with cash.
post #547 of 739
Quote:
Originally Posted by harvey_birdman View Post

I think it just happened yesterday, but I posted the same thing on the last page.

No idea about the other two, either.

Ah. Your post was more thorough. Stills of that one creep twerking was a nice touch. It seems the Administration has a cruelly low opinion of their target audience.
post #548 of 739
Quote:
Originally Posted by Crane's View Post

Ever hear of living beyond your means? I know entirely too many people driving around in 50 and 60K cars and trucks that don't make 20K a year. Add in 10 or 20K in CC debt and it doesn't take a genius to figure out why they have zero cash. On the other hand I know people who appear to have not much of anything and they have the ability to buy you and your neighbors out and do it with cash.

That's the America of today. The people who will always weather economic storms are in the latter category; those in the former eventually wind up out of the labor force and/or on welfare.
post #549 of 739
Quote:
Originally Posted by Piobaire View Post

It's against underwriting policy to take a personal loan to pay for a mortgage down payment. That makes sense as it's not really a down payment; it's just another loan. Besides, aren't down strokes in Canada something stupid, like 3.5%?

Either way feel free to discount the data even though the link in question specifically said it was CC debt. Because, you know, paying for a loan one calls a "down payment" is so much different than paying CC installments...

Someone piss in your merlot yesterday? I'm repeating what I heard on the radio by some economist. But feel free to be sarcastic blah blah blah, you're exhausting.
post #550 of 739
Quote:
Originally Posted by CBrown85 View Post

Someone piss in your merlot yesterday? I'm repeating what I heard on the radio by some economist. But feel free to be sarcastic blah blah blah, you're exhausting.

post #551 of 739
X2 on piob's sentiment. Merlot drinkers should be crucified upside-down.
post #552 of 739
Still no idea on the contortionist but the "host" is a youtube celebrity who has a video series "My Drunk Kitchen." I watched a few and looks like a lot of fun but she is apparently a lesbian. Kind of cute, though.

http://youtu.be/t_O5hcOweqA

She has far more views than I do. frown.gif So I won't ever get to host the libertarian circus. My dreams are shattered.
post #553 of 739
Quote:
Originally Posted by harvey_birdman View Post

X2 on piob's sentiment. Merlot drinkers should be crucified upside-down.

Serious question... From where does this sentiment come? I mean, I've seen Sideways... but what about before that?

As an extremely pedestrian wine-drinker, I've avoided merlot because of all the merlot-bashing that goes around, but I had one last night and enjoyed it quite a bit.
post #554 of 739
Quote:
Originally Posted by ken View Post

Serious question... From where does this sentiment come? I mean, I've seen Sideways... but what about before that?

As an extremely pedestrian wine-drinker, I've avoided merlot because of all the merlot-bashing that goes around, but I had one last night and enjoyed it quite a bit.

I don't get it either.
post #555 of 739
What's the deal with Merlot hate?
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