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Visa Black Card

post #1 of 35
10/2/09 at 5:47pm
Thread Starter 
Just received the invitation for no reason. Interest rates are pretty normal but charges an annual fee. Anyone had experience with the services its offering?
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post #2 of 35
10/2/09 at 6:34pm
the only experience i have with black cards was ringing up rich peoples multi-thousand dollar purchases on them when i worked at nordstrom
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post #3 of 35
10/2/09 at 6:36pm
i also just received an invitation for no reason... i imagine if you travel often enough then the concierge service and travel perks would be worth it. OR if you want to drop 500 bucks a year to look like a boss when you pick up your tab.
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post #4 of 35
10/2/09 at 7:07pm
It's shit. I mean they advertise for it and crap. It does not have the prestige of a black card by any means, hell, it does not have the prestige or the services of a platinum amex.
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post #5 of 35
10/3/09 at 9:44am
It isn't shit compared to the AMEX centurion and that card is nothing special either.
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post #6 of 35
10/3/09 at 9:49am
I think everyone received an offer for that card.
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post #7 of 35
10/3/09 at 9:54am
Quote:
Originally Posted by suited View Post
I think everyone received an offer for that card.

No, "only 1% of the population."
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post #8 of 35
10/3/09 at 12:47pm
I also received an invite. I looked into it a bit since I cancelled my Chase card in a fit, because chase sucks, and then remembered I still need the amex alternative.

I read the airport access they offer is only good for 2 visits per year. I had considered it to supplement the amex airport access since they are different clubs, but that is not worth it.

I don't really care about the concierge and the luxury gifts do not intice me (cross pen 24.99)

flyertalk.com
luxuryplastic.com
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post #9 of 35
10/3/09 at 1:51pm
From what I understand (admittedly, not much), Visa Black is aimed at AMEX Platinum's customer demographic.
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post #10 of 35
10/3/09 at 2:05pm
as someone who had the centurion card it's not worth it unless your travel. If you travel a lot the card in an amazing thing to have. Other than that is just for show.
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post #11 of 35
10/3/09 at 2:11pm
Either I didn't get the invitation, or my wife just tossed it without telling me

+1 to Flam on Amex plat. love.
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post #12 of 35
10/3/09 at 2:23pm
To be fair, 1% of people in the US is something to the degree of 3 million, no?
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post #13 of 35
10/3/09 at 2:30pm
Quote:
Originally Posted by intent View Post
To be fair, 1% of people in the US is something to the degree of 3 million, no?

Yes.

Compared to ~30,000 AMEX Centurion card holders.
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post #14 of 35
10/3/09 at 3:39pm
since visa went public they have been working on developing and introducing credit card enhancements. they come in bundles depending on bank/type of card. some are inclusive, some are opt in. for those (like me) who travel these benefits are very useful. they are going after amex in a very aggressive manor whereby this new competiution can benefit consumers. in addition, they will be offering alot of "deals" on things you might choose to use the card for such as paying cell phone bill, buying a particular brand of cloths etc these plans are sold to banks who in turn offer cards to customers/potential customers. you have to shop different banks to find the plan that is most useful to you.
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post #15 of 35
10/3/09 at 8:24pm
I'm going to use a sharpie to make all my credit cards black
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