I own that exact Loro Piana Horsey coat, same color even, and can confirm that insane is, if anything, an understated way to describe it. The wool outer fabric is much, much nicer than the synthetic stuff that many of the Horsey coats are made of, and the yellow lining in the vest (it's also in the pockets of the coat) is part cashmere if I recall correctly. The detailing in terms of snaps, buttons etc. is superb. With the vest this is the equivalent of a heavy winter coat; without, it's a great medium weight fall jacket. I live in California so I just use the vest as a separate piece. Purchased mine at Neiman Marcus earlier this year for a whole lot more than the price at which it's being offered here...