Quote:
Originally Posted by
DesignerValet 
I like AmEx Gold w/ membership rewards: 3 points per dollar on airfare, 2x on gas and groceries, 1x on everything else. AmEx points are valuable because you can redeem them on virtually any airline (sometimes with transfer bonus: last year British Airways gave an extra 50% on miles transferred to their Avios program). You can exploit airline alliances to get some great deal (i.e. transfer points to Singapore Air to redeem on United domestic round-trip first class= only 40k miles).
The promotion when I signed up was 50k miles to start and no annual fee for the first year,
thereafter $175.
This alone makes it very hard to make your money back. If you charge $4,000 a month this basically means you won't accrue any points beyond your annual fee until like the 5th or 6th month of each year.
Also, if you fly a little bit every year but not a ton, the Chase/United card is a pretty good deal. $50 annual fee but you get Premiere Status to begin with (get on plane sooner, your bags are first at the baggage claim, and you can check 2 bags for free for each passenger in your party when you use the card to purchase airline tickets.
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really like
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