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Things you just don't get - Page 527

post #7891 of 11062
I don't get why they spend so much time making the building nice to look at, when the interior is not very livable, a fun fact is that all the developers who have build BIG projects in Denmark have gone belly up and have had big problems selling the units, one even had to sell below cost.
post #7892 of 11062
Quote:
Originally Posted by Piobaire View Post

Still think this is a great topic but more suited for CE. I guess I could say though I don't get why encouraging things like intact families has gotten political.

Well, that's probably why he didn't wan't to put it in CE...
post #7893 of 11062
Are we going to start treating non-intact family backgrounds as a protected class? Is "intact family upbringing" the new "gender normative cis scum"? laugh.gif
post #7894 of 11062
Quote:
Originally Posted by Piobaire View Post


This is true. IMO the front end work is harder and more dodgy though. We would have to do things like encourage intact families, etc.

Still think this is a great topic but more suited for CE. I guess I could say though I don't get why encouraging things like intact families has gotten political.

 

Like encouraging abortion!

post #7895 of 11062
Quote:
Originally Posted by EMartNJ View Post

Like encouraging abortion!

Forget encourage, how about require?
post #7896 of 11062
Quote:
Originally Posted by Piobaire View Post

Studies have also found people with healthy family lives are far less likely to end up being convicts. IMO we should put the work in on the front end of this issue.

That's exactly where all the data is. If you put money into prevention and intervention, you get a save a shitload of money on the back end and reduce crime pretty dramatically. Simple and seemingly obvious stuff like mentoring and after school programs are often the most effective solutions- keep kids engaged in healthy activities, they don't get into a life of crime instead. You can prevent crime from ever happening by putting money into stuff like Big Brothers, Big Sisters. We've tried more cops, we've tried tougher sentencing. It's pretty plainly obvious at this point that that approach doesn't work.
post #7897 of 11062
That's a solid point. I urge everyone here that hasn't already to adopt one or more local non profits that work in these areas to focus your giving and volunteering around. Forget the big national charities that harass you for bucks, local orgs are usually a lot more efficient and effective. Check them out using Charity Navigator or similar, read their 990s, get to know the staff and the Executive Director, join the board, whatever. I know a lot of you already do this, but for those who don't, this is a much more effective and inspiring way to support your community than giving $10 a week to the local United Way campaign.
post #7898 of 11062
Quote:
Originally Posted by imatlas View Post

That's a solid point. I urge everyone here that hasn't already to adopt one or more local non profits that work in these areas to focus your giving and volunteering around. Forget the big national charities that harass you for bucks, local orgs are usually a lot more efficient and effective. Check them out using Charity Navigator or similar, read their 990s, get to know the staff and the Executive Director, join the board, whatever. I know a lot of you already do this, but for those who don't, this is a much more effective and inspiring way to support your community than giving $10 a week to the local United Way campaign.
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post #7899 of 11062
The pawn shop in my neighborhood (think it is a Pawn USA).

I go in there every once and a while...hoping I might see some sort of tool/guitar/bike that I want. But their prices are absolutely absurd. I don't see how anyone ever buys anything. They will have computers priced above what a comparable new system can be had for...guitar things at close to retail.

Today they had a used walmart "fixie" on sale for $129 or so...I've seen walmart selling them for $79 brand new (not that they are even worth that much).
post #7900 of 11062
Quote:
Originally Posted by otc View Post

The pawn shop in my neighborhood (think it is a Pawn USA).

I go in there every once and a while...hoping I might see some sort of tool/guitar/bike that I want. But their prices are absolutely absurd. I don't see how anyone ever buys anything. They will have computers priced above what a comparable new system can be had for...guitar things at close to retail.

Today they had a used walmart "fixie" on sale for $129 or so...I've seen walmart selling them for $79 brand new (not that they are even worth that much).

In my experience most pawn shops sell things on a payment plan, so while that bike might cost $129 from the pawn shop you only have to put $10 down.
post #7901 of 11062
Quote:
Originally Posted by harvey_birdman View Post

In my experience most pawn shops sell things on a payment plan, so while that bike might cost $129 from the pawn shop you only have to put $10 down.

Maybe (although there are no signs advertising it)...I've never seen anyone buy anything from this rather small shop. Obviously, the prices are negotiable too, so you could pay less...but even at $65, that bike is a bad deal.

I wonder if they just make so much money on the high interest loans that they don't really need to move inventory? They are basically payday loan places that take your stuff as collateral, and the payday loan shops get along fine. Having some inventory at least brings in foot traffic to get them aware of and comfortable with the shop. Maybe the high prices are even advantageous since they will inspire someone to bring in their stuff (only to get a lowball offer).
post #7902 of 11062
I agree with OTC. I've just started craigslist cruising for guitar stuff and local pawn shops advertise there on a regular basis. I constantly see hard used stuff for just under to well over retail. It's a mystery to me who is buying this stuff.
post #7903 of 11062

They are all fronts.

post #7904 of 11062
It's my understanding pawn shops also act as a lender. So you pawn your guitar for $150, the pawn shop takes it and gives you the $150 with a receipt. If you you don't pay it back they get to sell your item. If you do pay them back you can pick up your guitar. So it's possible the pawn shops up the price of the item to make it unattractive to most buyers until the original owner comes by with the $150. I suppose if the owner never came back, they would then off load it at some point.
post #7905 of 11062
Quote:
Originally Posted by Joffrey View Post

It's my understanding pawn shops also act as a lender. So you pawn your guitar for $150, the pawn shop takes it and gives you the $150 with a receipt. If you you don't pay it back they get to sell your item. If you do pay them back you can pick up your guitar. So it's possible the pawn shops up the price of the item to make it unattractive to most buyers until the original owner comes by with the $150. I suppose if the owner never came back, they would then off load it at some point.

Usually the way it works is that you have X amount of time to repay the loan+interest.

After that point, your item goes onto the floor to get sold off. It wouldn't work if the immediately started selling your stuff...people would never pawn things they really want back (which are exactly what the pawn shops want as collateral).
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