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Motorcycles - Page 285

post #4261 of 4645
Quote:
Originally Posted by TRINI View Post

The bungee plus cargo net might be overkill but it's never a bad idea to have one or the other handy on the bike. You never know when you're gonna have to carry something.

+1

My cargo net lives on the bike under the seat...comes in handy sometimes.
post #4262 of 4645
Was randomly tuning about the Norton site to see whatever happened to their rotary and found it had been resurrected by one of the engineers:
http://www.fasterandfaster.net/2013/10/brian-crighton-we-plan-to-make-range-of.html

Very intriguing.
post #4263 of 4645
Indeed, though gas mileage could be a potential killer.

To be fair though I hear the RSV4 only does about 25 MPG

O man I can only imagine the throttle response. I hope this thing makes it
post #4264 of 4645

Todays forecast is "dry, cold hands with an 80% chance of grinning stupidly."

 

The cruiser is back from winter storage. When I can get in a 500 mile weekend, I'll go pick up my STR. Happy spring.

post #4265 of 4645
What insure companies do you guys use? Come to the point where i've gotta shop around, looks like i'll be paying $1,300/year at the very least.
post #4266 of 4645
Quote:
Originally Posted by MarkI View Post

What insure companies do you guys use? Come to the point where i've gotta shop around, looks like i'll be paying $1,300/year at the very least.

i use progressive, they seem to be the cheapest. i have full comprehensive & collision with a $500 deductible for both. $3,000 of accessory coverage.

 

I pay $1,000 a year and i had one "at-fault" accident on my record that i dont even know what it is, but i never contested it because of the head ache, but the difference without he accident was $300/yr. pretty fucked up.

 

So i do $92 a month. not bad considering the bike is fully covered.

post #4267 of 4645

I moved to a "high risk" area and insurance on my brand new Street Triple is around $1600/year. For my old '03 Speedmaster it's less than $250. 

post #4268 of 4645
I pay very little for progressive on my kz400... 150-250 a year I think.

This isn't for very much coverage though...I am self-insuring against any damage/theft since the bike isn't particularly valuable--I imagine the difference in premiums plus a deductible over 3 years basically exceeds the value of the bike...so since I have made it 3 years, it is worth it to skip the coverage.
post #4269 of 4645

im failing to see your logic, yes it sucks i pay $1000 a year, and after 4-5 years it will exceed hte used cost of my cb500f, but what if i total the bike and have no coverage? then im screwed because i cant get a claim?

Quote:
Originally Posted by BostonHedonist View Post
 

I moved to a "high risk" area and insurance on my brand new Street Triple is around $1600/year. For my old '03 Speedmaster it's less than $250. 

do you have anything to secure the triple? chain, alarm, etc?

post #4270 of 4645
They only ask if I have LoJack. I don't.
post #4271 of 4645
On my Buell, I have comprehensive $50k bodily harm/person $500 deductible. I pay <$200/year. I have Progressive through USAA, which when I ran it separate was about a $35 difference.

I have an at-fault accident in my car, but no tickets on any vehicle and no accidents on the bike.
post #4272 of 4645
Quote:
Originally Posted by MarkI View Post

What insure companies do you guys use? Come to the point where i've gotta shop around, looks like i'll be paying $1,300/year at the very least.

Welcome to NYC. Are you under 25? I was paying about $600 a year for my 650 in NYC but I got it for my.... 28th bday? Best bet, keep the value of the bike in the bank and just get coverage for injuries, uninsured motorists and if you live in a shady neighborhood theft/damage.

Or just move down south... I have full coverage on my bike for about $200/yr.
post #4273 of 4645

Are any of the SF crowd going to Thunderhill on April 2nd to ride with PTT?

post #4274 of 4645
I have Foremost Ins., full coverage with a $500 deductible. I pay $360 a year.

Heading out on a weekend camping/riding trip tomorrow morning. Note, only using two bungee cords.

post #4275 of 4645
Quote:
Originally Posted by dohare View Post

im failing to see your logic, yes it sucks i pay $1000 a year, and after 4-5 years it will exceed hte used cost of my cb500f, but what if i total the bike and have no coverage? then im screwed because i cant get a claim?

Huh? Its pretty simple really.

I could probably sell the bike for 1250? I paid 1300 for it (listed at 1500) a few years ago...it has some more age on it now, but it also has new tires, rebuilt carbs, good maintenance, etc.

If it gets stolen or totaled (only if someone else isn't at fault), I'm not really screwed, I am just out less than $1500. If I had insurance, I'd be out a 500 deductible plus whatever premium I paid to have full coverage since 2011. I don't rely on it like some people depend on their car (and thus need repairs+rental covered) and it is a relatively small amount of money--I have bicycles that are worth more than that and they don't get a dedicated insurance policy.

It's just self insurance. I don't buy insurance for my phone ...I've never broken one so by now if I had to buy a new one tomorrow, I'd probably come out ahead of paying a monthly insurance fee.
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