Mistakes are the unfortunate consequences of free will. I've had my share of hits and misses. L1991 implies that he might be rich enough to afford the risk. If he can afford it, I think it is better for him to take advise from a well known pro (such as Caraceni) than from internet strangers with vastly varying knowledge and credentials. He may not follow the advise but that's life.
3/26/15 at 12:07pm