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Posts by norcaltransplant

From Central Park, Japan Day
You just have to fund the account before the 15th. I haven't actually completed by Roth conversion from last year, which is really bad since the S&P appreciated 25% and the funds were sitting in a money market type fund.Are you trying to fund a Backdoor IRA? I use Vanguard, so I can't vouch for other brokerages, but you just use your existing account to fund a "new" Roth IRA. It's an all or nothing maneuver, so if you have existing funds with a tax deferred basis, they...
Btw, the deadline for 2013 contributions is also April 13th. For those who are converting to a backdoor IRA, remember to keep a safe record of your 8606 forms.
Did the OP decide what to do? Your question is probably better suited for With regards to REITS, do not hold them in taxable accounts. They are extremely inefficient. Consider using space in the Roth IRA for a heavy tilt towards REIT and fixed income, domestic equities in a 401k, and international equities in your trading account. This is probably the most tax efficient setup that I haven't quite mastered yet.
Or owe a lot of money. Most bonuses are taxed at a flat 28% rate. For people who are in the 33% and 39.6% tax bracket, and subject to AMT, there is high likelihood that you that you will pay money back to the IRS. E.g the upper middle class wage slave (150-400k).Maxing out a 401k and the backdoor IRA are really the only good tools for minimizing tax burdens on young, single professionals. Overweight investments in international equities may also provide some benefit,...
New York has been brutal this winter. From the Japanese Garden inside the BBG.
Winter 3 by pomomojo, on Flickr Post processing by Picasa--haven't had the time to invest or learn Adobe lightroom
Halloween, 3rd St. in Park Slope, Brooklyn, NY 2013
Fuji XE-1 with 18-55mm Lens AND 35mm F/1.4 Prime Lens The XE-1 is being heavily discounted right now because the camera is going to be replaced by the XE-2. I got lucky with mine. It was supposed to be open box, but I managed to receive a brand new camera due to a checkout SNAFU. FYI, this is my first foray into semi-serious photography. The XE-1 is likely more camera than I really need... but the price was within my budget and I have been differing my purchase for...
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