Did the OP decide what to do? Your question is probably better suited for Bogleheads.org. With regards to REITS, do not hold them in taxable accounts. They are extremely inefficient. Consider using space in the Roth IRA for a heavy tilt towards REIT and fixed income, domestic equities in a 401k, and international equities in your trading account. This is probably the most tax efficient setup that I haven't quite mastered yet.
3/30/14 at 8:37pm