since visa went public they have been working on developing and introducing credit card enhancements.
they come in bundles depending on bank/type of card. some are inclusive, some are opt in.
for those (like me) who travel these benefits are very useful. they are going after amex in a very aggressive manor whereby this new competiution can benefit consumers.
in addition, they will be offering alot of "deals" on things you might choose to use the card for such as...