For some people, it doesn't take much work at all to get there. They inherit it, have dumb luck or incredible timing. And once someone gives you a decent nut to build on, you are off and running.If I had to guess, the hardest working part of the 1% are typically the poor chumps on the low end, around $350,000. Not the people who have $1 billion.To me, the people doing insane amounts of work are the ones out there picking fruit in the noon sun. That is work.