Do things like your grandparent's first name instead of the middle. They don't know the answers. Odds are if you answer the question that way, when prompted in the future you'll go "let me try the first name"
Edit: also those password requirements and questions are maddening.
Even more dumb are these "let us assign you a security picture so you know it is our website" things. WTF. How am I supposed to remember that my bank login image is a battleaxe?