1. It depends on what you want to do in academia. It sounds like you're interested in teaching and research positions, but there are also administrative positions that might be appealing (more 9-to-5, similar to a business setting).
2. A lot of times, at the end of the day academia is a trade off: you are paid worse, but you have untouchable job stability and can have an excellent work/life balance.
Also, you're a Ph.D. student not a professor,...