Originally Posted by embowafa
i wouldn't say in debt. not yet, at least. I'll usually throw a bunch of "necessity" purchases on the credit card (let's be real here, it's always a necessity), pay it off and have at it again. That doesn't count the purchases I make with my discretionary income as well.
For me, SF is NOT about just spending MORE money, it's about spending efficiently. For example, it would be very easy after reading...