Originally Posted by grimslade
This is terrible advice. If you're getting a match, you should contribute enough to get the maximum match. Otherwise you're throwing away money.
In hindsight, the same could be said for those who got their match.
I kid.. sorta..
Anyway, to the OP, I am in a somewhat similar situation. I started playing with small contributions in and out of my 401k when I was 18 (mid dot com boom), but I am 27 right...