I know the "GROUP THINK" here is you don't need black shoes, but
When I wore suits daily I wore more black shoes than brown and still have more black than brown dress shoes.
Though I agree that I would not buy any shoes in the OP's examples.
"No. That’s a false analogy. Loops without a belt looks like you didn’t finish dressing yourself, an entirely different effect."
This should be the final word
But I have a feeling the OP will have different idea.