Thanks for the advice! It'll be a straightforward cash deal, so that should cut down on the complications. I'm now trying to decide between a new car or a slightly used one (loaner car, etc.). Unfortunately, the Camry Hybrid is both well loved (consumer reports, NYT, etc.), low stocks, and the 2013s haven't been announced yet. I'm also looking at the Altima which might have better negotiating angles to it.