You are twenty. Odds are, you are going to make shitty decisions when it comes to purchases. Odds are, you think you won't. Odds are, you aren't an exception.
But you might be.
Given that you can't know whether you are the exception, you're essentially gambling here...because good clothes are a long term thing.
You're gambling that you won't fuck up. And admittedly you might not. And you're gambling that you won't grow. Which you probably will.
Now, if you are in the...