It does seem obvious that there is no money. Sadly that means no jackets and no refunds.
So, we wait and hope for the other businesses to succeed and/or more credit to be extended/diverted.
But really, when cash flow is tight it's much easier (i.e. way cheaper) to produce product than issue refunds. This is especially true when/if there is some sort of materials inventory. No?
Assuming normal markup, couldn't at least two jackets be manufactured for the cost of one...