1. I've expressed opinions, rather than sat on the fence, about stylistic matters. 2. I've clarified that monk strap shoes are not loafers. 3. I've indicated that, whatever views there may be about wearing loafers with suits, the conventional wisdom in matters of classic style is that monk straps are perfectly acceptable with suits. Considerably more value added than by your posts, which did after all start off by posing a question. Happy?