Toronto downtown is expensive to live. $1000 ~ $1500 for 1bd room condo in downtown. I expect $300 less for apartments. If you want cheaper living, better to stay near missisauga or east of toronto and take TTC (or GO) when you travel to downtown Toronto if you're not driving.
Is she shy? Or she does not believe in PMS? Is she a virgin? Either way, if she feels that she is ready for you she will do it. You need to ask her if she feels that she wants to have sex with you or not. Unless she says no, you have a chance, IMO.
"Dress for you?"
This may be true, but would you really care how you dress if you were the only one living on this planet? Deep inside you do care about what others see you as and it influences the way you dress in a way.
It's so freaking [cold] in this winter .. I need a parka which has a hood. I was looking at this:
I want to wear it over just about anything (except for suits, I suppose). Do you guys like it or have you seen any better ones (in terms with more stylish/functional etc)?