Originally Posted by Pezzaturra
Ins. would be a least 200/monthly ,so your choice is not that great. I'd say go back to Toyota or Honda(however Honda might be out of your range).
For a 328i? I have been driving a 2007 328i for 3 years now. I am 30, with 1 ticket in the last 5 years, and 0 accidents. I pay less than $100 per month for full coverage through USAA.
To the OP, I'd recommend test driving a 3 series.
[EDIT]Forgot to add...